What are the chances of I, a 22 yr old getting a 50,000 dollar business loan for a bar/restaurant?

Hi everyone! Heres a little background. I am a 22 yr old, and am looking at starting a bar/restaurant business in a very busy, young, vibrant, and rich downtown urban area. I have worked in a restaurant since I was 14, and know all aspects of running one, even management, as I have managed a family owned restaurant (my dads), of 75 yrs, until 2 yrs ago when he sold out. I have 3 yrs college experience, and have not graduated yet, although my heart truly lies in entrepreneurship, in the restaurant field. My father has been looking to get back into owning his own place, and we found this nice bar/restaurant, which has already been stated, and it is available for lease on a 5 year contract. Total capital required to start up, is 0,000. This includes 1 month food/alcohol, cooking/storage equipment, shelves… everything that goes into starting and running a restaurant. My dad has the means to get the funds he needs to start his share, and he wants a partner, and would love for it to be me. The problem is, that I need ,000 to pitch in, and become a partner. I have no real collateral to offer, as I haven’t invested in anything since I started college. We have a business plan, and we estimate total gross income at 1.3 million dollars, ( we used to do 2 million with our old restaurant, and this one holds about 80% of the seats our old one used to). We also did a budget,and to not get too specific and in depth, the project is a real profitable one, and will work, I know it will, but how to I get a bank to be on the same page as me and loan me the funds needed, especially because I have no collateral, other than the next 60 yrs of my natural life to offer. If you have any advice on how to obtain the funds needed to start my half, please leave an answer, or do I not stand a chance at my dream? P.S. I am also part of a credit union that I make my car payments through, my credit is in the low 700′s, and I have a 00 debt, not including my car, which covers unpaid tuition and a credit card.